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What is Physician Loan

Doctor Loan or referred as Physician Mortgage is a type of loan for Doctors, Physician in Practice and Residents who are not being qualified for conventional loans. Traditionally, doctors are high risk lenders due to short work history, have significant amount of student loan debt and have small savings. Doctor Loan common are features low down payments, no private mortgage insurance, low interest on jumbo loans and 90 days move in prior start of new employment. 

Written by Ruth Smith on Feb. 8th 2018

What is Home Equity?

Home equity is an asset that comes from a homeowner's interest in a real property. This is the difference between the property's market value and outstanding loan balances. Home equity can increase over time as the homeowner makes payment of the loan balance or the market value increases.

Written by Ruth Smith on Oct. 12th 2015

7 Critical Questions to Ask Every Real Estate Agent Before You Sign Anything! 

1.) How many years have you been a full-time, licensed real estate agent or broker ? Helpful Hint: Longer is better.

2.) Do you have a specific plan to get my home SOLD within 90 days or less? Helpful Hint: Don’t hire anyone that does not have a plan to get your home SOLD! 

Credits to

Top Tips For First-Time Home Buyers

Considerations Before You Buy
What type of home best suits your needs? ..

Written by Ruth Smith on Oct. 12th 2015

How to Get Pre -Approved for a Home Mortgage Loan

There’s a challenging competition in home buying. If you don’t have the documents that proves your trustworthiness as a buyer, you will 


Written by Ruth Smith on Oct. 12th 2015

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