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1Hr Preapproval

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1hrPreapproval

We are a team of dedicated individuals driven to provide excellent service that is both top notch and customer oriented.
Making financing fast and easy.

Why are Physician Loans being offered? 

Doctor Loan or referred to as Physician Mortgage is a type of loan for Doctors, Physician in Practice and Residents who are not being qualified for conventional loans. Traditionally, doctors are high risk lenders due to short work history, have a significant amount of student loan debt and have small savings. Doctor Loan common features are low down payments, no private mortgage insurance, low interest on jumbo loans and 90 days move in prior start of new employment. 

Why Physician Loans are being offered?

Cross-Selling – Physicians are the current or future high earners, once they have established their career and stabilized finances. They will more likely start banking and investing.

Low Default Rates – The default rates on these loans are substantially below than conventional loans.
What does it take to qualify for a Physician Home Loan?
Every lender has slight differences in qualification, here are the typical requirements:

               Be a physician / doctor
               Be employed
               Have a good credit score (700+)

What kind of doctors are eligible for Doctor Loans?

Doctor of Medicine, M.D.
Doctor of Osteopathic Medicine, D.O.
Doctor of Optometry, O.D.
Doctor of Podiatric Medicine, D.P.M.
Doctor of Dental Surgery, D.D.S.
Doctor of Dental Medicine, D.M.D.

I’m not a physician, can I qualify as a dentist, veterinarian, or lawyer?

If you want to learn more click link below

Contact us directly. We can let our partner lenders or loan consultant who offer mortgage suit for your needs.  


Written by Ruth Smith on Feb. 8th 2018

What is Home Equity?

Home equity is an asset that comes from a homeowner's interest in a real property. This is the difference between the property's market value and outstanding loan balances. Home equity can increase over time as the homeowner makes payment of the loan balance or the market value increases.


Written by Ruth Smith on Oct. 12th 2015

7 Critical Questions to Ask Every Real Estate Agent Before You Sign Anything! 

1.) How many years have you been a full-time, licensed real estate agent or broker ? Helpful Hint: Longer is better.

2.) Do you have a specific plan to get my home SOLD within 90 days or less? Helpful Hint: Don’t hire anyone that does not have a plan to get your home SOLD! 
....

Credits to www.Clientcreator.com
Written by Ruth Smith on Oct. 12th 2015


Get the Best Offers from the Top Lenders Across America

Tips:
Top Tips For First-Time Home Buyers

1.) How many years have you been a full-time, licensed real estate agent or broker ? Helpful Hint: Longer is better.

2.) Do you have a specific plan to get my home SOLD within 90 days or less? Helpful Hint: Don’t hire anyone that does not have a plan to get your home SOLD! 
....

Written by Ruth Smith on Oct. 12th 2015

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